Life goals

Mental note to self : "Take it easy." I have been thinking and maybe stressing myself out on a lot of things. There are goals I have written down before 2011 started and upon looking at my little goal planner, I realized it's somehow overdue. One of the goals I have is to get a life insurance for me and my husband. I've been scouting and reading reviews online but I really should understand how it works. I even saw something online about a universal life insurance. I wonder what that means? Maybe it would be good to ask my parents what to avail since they have themselves covered with all the insurances you can think of. It isn't too late to start, and I know that I can't put this on hold for a very long time. There, I am positive that a tick mark will be added to one of the life goals I have for this year.